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Why Hire a Public Adjuster?

Insurance Companies Have Their Own Adjusters — Shouldn’t You Have Yours?

When your home or business suffers damage, your first call might be to your insurance company. But here’s what most people don’t realize: the adjuster they send out works for them, not you. Their job is to minimize payouts, not maximize them.

That’s where we come in.

At Lynch & Associates, we’re licensed public adjusters who work exclusively for you, the policyholder. Our job is to protect your rights, document your damages properly, and make sure your insurance company pays what you're truly owed.

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What Does a Public Adjuster Do?

A public adjuster is an insurance claims expert who:

  • Assesses and documents all property damage in detail

  • Reviews your insurance policy to ensure all covered losses are claimed

  • Prepares and files the claim on your behalf

  • Negotiates directly with your insurance company for a fair settlement

  • Helps resolve disputes, delays, underpayments, or denials

In short, we level the playing field between you and the insurance company.

Why Most Policyholders Are Underpaid

Insurance companies use complex language, internal estimates, and even time delays to minimize what they pay out.

 

Without an expert on your side, you’re left vulnerable to:

  • Lowball settlement offers

  • Missed damages in initial inspections

  • Confusing policy loopholes

  • Claim denials without full explanation

Our job is to spot the gaps, fix the numbers, and fight for your full compensation.

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The Lynch & Associates Advantage

Family-owned, client-first values with Lynch & Associates CT

Family-owned, client-first values

​Over 20 years of experience with Lynch & Associates CT

​Over 20 years of experience

No upfront fees—only 10% of what we recover with Lynch & Associates CT

No upfront fees—only 10% of what we recover

Residential & commercial expertise with Lynch & Associates CT

Residential & commercial expertise

Trusted by property owners across Connecticut with Lynch & Associates CT

Trusted by property owners across Connecticut

We don’t just handle claims—we advocate, advise,

and go to bat for you until the job is done right.

When Should You Hire a Public Adjuster?

You should reach out before you file, or at any point if:

  • You’re not sure what’s covered

  • Your claim feels delayed or underpaid

  • You’re overwhelmed by the paperwork

  • Your claim was denied

  • You want a second opinion on the settlement

When Should You Hire a Public Adjuster?

Get the Settlement You Deserve

Don’t settle for less. Whether you’re dealing with fire, water, storm, or other property damage, we’re here to help you recover what’s rightfully yours.

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