
Expert Public Adjusting & Insurance Appraisals Across Connecticut
At Lynch & Associates, we provide full-service support for homeowners and business owners dealing with property damage and insurance claims. With over 20 years of experience, we know how to navigate the fine print, evaluate the real value of your loss, and fight for the payout you’re entitled to.
Public Insurance Adjusting
We Represent You — Not the Insurance Company
When damage occurs, your insurance company sends their own adjuster to evaluate the claim—but that adjuster works for them, not you. Our job is to protect your best interest. We thoroughly assess your property, document all damages, and negotiate on your behalf to secure a fair and full settlement.
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We handle claims for:
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Water & mold damage
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Vandalism or theft
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Frozen pipes or plumbing failures

Residential & Commercial
Start-to-finish claim handling
No recovery, no fee

Insurance Claim Appraisals
Unhappy With Your Settlement? Let’s Reassess.
If your claim has been underpaid, delayed, or denied, we can step in to provide an independent insurance appraisal. Our team offers a professional, third-party assessment to dispute low payouts and help resolve claim disputes through negotiation or the appraisal process.
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Accurate, detailed damage reports
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Expert-level valuations
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Resolution support during disagreements

Residential & Commercial Claims
We’re proud to help both homeowners and business owners across Connecticut recover from unexpected losses. From apartment units and private homes to retail spaces and office buildings, we understand the specific needs and challenges that come with each type of claim.
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Homeowner’s Insurance Claims
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Landlord Property Claims
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Retail & Commercial Property Loss
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Loss of Business Income (if applicable)
Simple & Transparent –
Just 10% of What We Recover
We don’t charge upfront fees. You only pay us 10% of the amount we secure from the insurance company—which means we don’t get paid unless you do.



