Frequently Asked Questions

A public adjuster is a licensed professional who represents you, the policyholder—not the insurance company. We handle the entire claims process, including documenting damage, interpreting your policy, filing the claim, and negotiating a fair settlement.

Insurance companies send out their own adjusters to protect their interests and bottom line. A public adjuster works only for you to ensure your damages are properly documented, your policy is fully leveraged, and you get paid what you’re entitled to—not what the insurer wants to offer.

You should consider hiring a public adjuster:

• Before filing your claim

• If your claim was denied, delayed, or underpaid

• If you’re unsure what’s covered

• If the paperwork feels overwhelming

• Anytime you want a second opinion on your insurance company’s offer

We handle both residential and commercial property claims, including:

• Fire and smoke damage

• Water damage and flooding

• Storm, hail, and wind damage

• Mold and plumbing damage

• Vandalism or theft

• Business interruption (where applicable)

We only get paid if you do. Our fee is 10% of the settlement we secure for you. There are no upfront costs and no hidden fees.

We can still help. We’ll review your claim, policy, and any settlement offers. If there’s an opportunity to recover more or dispute the denial, we’ll step in and guide you through the next steps.

Yes! We offer free, no-obligation consultations. We’ll assess your situation and let you know if we believe we can help—honestly and transparently.

We proudly serve homeowners and business owners across the entire state of Connecticut, including Wolcott, Hartford, New Haven, Stamford, Waterbury, and surrounding areas.

Simply give us a call at (203) 509-3001 or book a free consultation online. We’ll ask a few questions about your situation, review your documentation, and take it from there.